Banking Litigation. We have developed particular expertise in defending and bringing proceedings against banks. In the current environment, banks are sometimes taking a very heavy-handed approach towards their customers and asserting breaches of covenant, for example loan to value. We have successfully challenged and taken on a number of banks. Certain banks are relying upon market disruption clauses which they say allow them to charge higher rates of interest. Depending upon the precise terms of the facility letters and the general conditions, these extra interest charges are susceptible to challenge. We are looking into the possibility of a class action against certain banks.